Continental finance reflex mastercard removal of late payments (2024)

• Debt Management
• FICO Score
• Score improvement

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You can try talking to Celtic Bank. Also that card is managed by Continental Finance Company.

You could try this:

https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/The-Saturation-Technique-Best-GW-adjustment-...

Good Luck!

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@Anonymouswrote:

Just an update I got a letter back from continental finance and they said my goodwill letter is denied and said it was frivolous and they determined my letter was written by a credit repair company which it wasnt. They also entered a customer dispute on the account on my credit report.

To have the dispute comments removed call the CRAs and tell them you are not disputing anything and want them gone.

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I have that card, and I have not used it at all in the past few months, prior to that a few small charges here and there.

That said I find their customer service sucks to deal with, which is one of many reasons I don't bother with it really.

My credit score is currently over 700, so I have options I didn't have when I got this card. They will not waive their $99 annual fee, it comes up in September, as such I'll be waiving them goodbye.

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Could you please share the actions aside from the letter and follow performed. I have the Fit Card and have payments from Dec 2020 and Jan 2021 due to covid. Thank you

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@Vicdamone4wrote:

Could you please share the actions aside from the letter and follow performed. I have the Fit Card and have payments from Dec 2020 and Jan 2021 due to covid. Thank you

Welcome @Vicdamone4

The posters havent been here over a year. Heres a link to the GW Saturation technique. As you saw the OP didnt have much success. But it may fall in your favor. Dont know until you try. Good Luck!

https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/The-Saturation-Technique-Best-GW-adjustment-...

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